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TRYING TO SAVE MONEY? AVOID THE FIVE BIGGEST INSURANCE MISTAKES.With far too many Americans out of work, and others forced to make ends meet with less money, many people are looking for ways to cut costs. There are smart ways to save on home and auto insurance; however, there are5 Big Insurance Mistakes

As insurance costs rise, more individuals, families and businesses are looking at using higher deductibles. Choosing the right insurance deductible is important and it does take some thought. There are advantages and disadvantages to increasing your deductibles. So here are some things to consider before you make a decision to increasePros and Cons of Higher Deductibles for Auto, Home and Business Insurance

Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your own liability and provide compensation to others in the event that you are responsible for an accident. However, if anotherUninsured and Underinsured Motorists

Summer Water Safety RefresherTeach children water safety and swimming skills as early as possible. Always brief babysitters on water safety, emphasizing the need for constant supervision. Appoint a “designated watcher” to monitor children during social gatherings at or near pools. Equip doors and windows that exit to a pool area with alarms. Install aSummer Water Safety Refresher

Vehicle technology seems to advance each year, as new features improve driver and passenger safety. The following are just a few driver-assist features to be aware of the next time you’re in the market for a new vehicle:Adaptive cruise control: This type of cruise control automatically speeds or slows downLatest Safety Features for New Car Shoppers