Trusted by the Nation’s top builders
Builders risk insurance that works as hard as you do
What is builders risk insurance (and why do you need it)?
Builders Risk Insurance, also known as course of construction insurance, protects your project from financial loss caused by damage to buildings, structures, and materials while they’re under construction. Whether you’re developing from the ground up, remodeling, or renovating, this specialized policy shields your investment from unexpected events that can halt progress or increase costs.
Typical coverage includes:
- Property damage to structures under construction
- Theft or vandalism of materials or equipment
- Fire, lightning, and windstorm damage
- Collapse or structural failure
- Materials in transit or stored off-site
Optional coverages may include: flood, earthquake, soft costs, equipment breakdown, or delay in completion.
Why builders nationwide trust Yates Insurance
For over 75 years, Yates Insurance has led one of the Southeast’s most respected Builders Risk practices, delivering tailored, high-performing solutions for contractors, developers, and owners. We know every project has unique challenges, timelines, and exposures. That’s why our dedicated Builders Risk team offers custom programs designed for the way you build.
What sets us apart:
- Expertise in complex exposures — coastal, high-value, and layered programs
- Fast turnaround time on quotes and certificates
- In-depth contract review and compliance support
- Large volume of projects managed nationwide
- Deep carrier relationships for stronger coverage terms
- Specialized, tailored policies built for your project’s needs
Our builders risk insurance process
We make the Builders Risk process simple from application to completion.
- Consultation: We learn the details of your project, timeline, and exposures.
- Quote & Coverage: We source the right markets and structure coverage for your needs.
- Active Engagement: We stay connected with owners, developers, and contractors throughout the build.
- Tracking & Adjustments: We ensure timelines are met and adapt coverage as your project evolves.
Because Yates is licensed in all 50 states and maintains strong relationships with leading carriers, we deliver solutions for any project, no matter the size, construction type, or location.
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